Before banks grant payday loans, the creditworthiness of the customer is checked. For this purpose, a remark information is obtained whose information is binding on the banks. For example, if negative entries are noted in remark, the bank will not grant a payday loan. If the credit rating is classified as bad, the alternative is the instant payday loan with bad remark, which comes from Switzerland. an elucidation on sauvonslesrased.org
The instant payday loan with bad remark
These are Swiss banks that lend to German payday loan seekers payday loans, but these payday loans are provided by financial service providers. The selection of these credit agencies is numerous on the Internet. Before deciding on the choice of a mediator, one should check its seriousness. If an invoice for pre-cost is already submitted in the credit inquiry, you should refrain from it. Also insurance statements of which some credit intermediaries make the credit approval are not legal. Reputable credit brokers get commission if the payday loan has been approved and the money is in the account.
If you apply for a payday loan, you also want to keep the payday loan amount quickly in your hands. If the remark okay, that would be no problem. If you have a good reputation, you can submit your documents to a local branch bank and apply for a payday loan. If everything is ok, the money can be paid out within an hour. If the remark is bad, then the payday loan seeker must resort to an instant payday loan with bad remark. Until he has the instant payday loan with bad remark in his account, several working days pass.
The approach to an online payday loan is the same everywhere. The applicant completes an online form and sends it to the selected credit intermediary. This will give a non-binding payday loan commitment based on the data entered. Only when all documents such as proof of income, a copy of the employment contract and possibly bank statements have been submitted to the lender and the latter has checked them will the final payday loan commitment be made. The credit process is done by mail and can take three to four business days, sometimes up to eight days.
If the instant payday loan with bad remark is also awarded without a remark request, the bank nevertheless checks the creditworthiness of the customer. This is done on the basis of the proofs of income to be presented. The remarkfreie credit must have a correspondingly high labor income, which is above the attachment exemption limit. Since the income is the only credit insurance, also a wage assignment must be signed. If a default or default occurs, the immediate garnishment will take place.
The payday loan seeker should also keep in mind that these payday loans are usually a bit more expensive than a conventional payday loan with remark, which must be added to the commission of the credit intermediary.
It should be noted that non-scholarly payday loans are not only requested by applicants with bad credit ratings. Applicants who are planning a larger financial project in the near future and need short-term cash requirements will also take out these payday loans. The credit rating is not reduced and remains stable.